Debt Advisory
Expert guidance on raising, structuring, and optimizing debt financing for growth and stability.
Explore Debt SolutionsStrategic Debt Advisory for Growth & Flexibility
Access to capital at the right cost, structure, and terms is critical for business growth, working capital management, and financial flexibility. However, navigating Pakistan's banking market, understanding lender requirements, and negotiating favorable terms requires expertise.
Our debt advisory team helps businesses raise financing from banks, DFIs, and alternative lenders while optimizing capital structure and managing lender relationships.
Comprehensive Debt Advisory Services
Term Loans & Working Capital Facilities
Advisory on raising term financing and working capital facilities from commercial banks and development finance institutions to support growth, acquisitions, and operational needs.
- Financing strategy development
- Lender identification and approach
- Financial projections and credit memorandum preparation
- Facility structuring (term loans, LC limits, running finance)
- Documentation review and negotiation
- Closing coordination and funding management
Refinancing & Debt Restructuring
Support for refinancing existing debt to improve pricing, extend tenor, reduce covenants, or consolidate facilities. We help businesses optimize their debt portfolio and improve financial flexibility.
- Existing facility review and optimization analysis
- Market benchmarking and pricing assessment
- Refinancing strategy and lender selection
- Negotiation of improved terms and conditions
- Covenant restructuring and waiver negotiations
- Exit and prepayment planning
Project Finance
Structured project financing solutions for infrastructure, power, real estate, and other capital-intensive projects. We work with project sponsors to design bankable structures that attract lender participation.
- Project feasibility and financial modeling
- Capital structure optimization (debt-equity mix)
- Lender syndication and coordination
- Security and guarantee structuring
- Intercreditor and subordination agreements
- Regulatory and compliance advisory
Lender Relationship Management
Ongoing support for managing lender relationships, covenant compliance monitoring, and addressing issues that arise during the facility lifecycle.
- Covenant compliance tracking and reporting
- Lender communication and query management
- Financial information package preparation
- Covenant waiver and amendment negotiations
Why Debt Advisory Matters
Better Terms
Professional advisory creates competitive tension among lenders and improves pricing, covenants, and conditions.
Faster Execution
Well-prepared proposals and efficient lender management accelerate approval and disbursement timelines.
Optimal Structure
Right mix of financing instruments, tenor, and security to balance cost and flexibility.
Management Focus
We handle lender interactions and documentation, freeing management to focus on operations.
Why Choose Advisiti for Debt Advisory
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Banking Market Knowledge: Deep relationships with commercial banks, DFIs, and alternative lenders across Pakistan.
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Structuring Expertise: Experience designing debt structures that work for both borrowers and lenders.
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Transaction Experience: Track record of successfully closed financing transactions across sectors.
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Client-Centric Approach: We represent borrower interests and work to secure the best possible terms.
Optimize Your Capital Structure
Access strategic debt advisory to fund growth and improve financial flexibility.